"The starting point of all achievement is desire."
- Napoleon Hill -
My Approach
Financial planning is a journey. Let's go on this journey together.
Experience: Joined industry in 1998
Education: (CFP) Certified Financial Planner (FPI) (University of the Free State) ND Nature Conservation
My financial planning journey began in the banking sector in London where I worked for JP Morgan. The experience I gained from working in corporate investment in London stood me in good stead, but left me yearning for South Africa and a more “individual” orientated approach to investment planning.
I joined the Liberty Group in 1999 and qualified with my CFP in 2003. I have since built up a diverse and large network of clients ranging from individuals to small corporate organisations. I take a holistic view of financial planning and believe in offering tailored, individual advice.
I feel strongly that finance and investment advice should be communicated in layman’s terms that enables and empowers clients to take charge of their own financial destiny.
On weekends you will find me surfing with my sons, walking in the mountains or enjoying sports.
"Strive not to be a success, but rather to be of value."
– Albert Einstein -
Financial Services
Independent advice on all your risk protection, fiduciary and investment planning needs
Retirement Planning and Provision
The sooner you begin to plan and save for your retirement, the sooner you can retire! The product most bought for this type of financial planning and provision is known as a Retirement Annuity (RA). Most companies have RA’s worked into their remuneration packages, but many don’t.
Find out more...Retrenchment Benefit
Have you thought about what you and your family will do if you are retrenched? If it hasn’t happened to you, you probably know someone who’s been retrenched. In these tough economic times, it’s one of the most understandable fears. You want to be protected if you’re faced with retrenchment or liquidation.
Find out more...Disability & Income Protection
Most households in today’s economy rely on more than one income to keep the household expenses under check, very few are able to survive on one income alone. If you were injured or disabled in some way and could no longer work, would your family be able to cope without your income?
Find out more...Estate Planning
Estate planning is not only for the mega-rich. If you have assets, investment policies, risk cover and more than one potential beneficiary, then I can assist you with the planning of your estate and how it will be allocated when you pass away. An estate that is left open can cause a difficult time to be even harder for those who are left behind. Often there is more work needed on a R3m estate than on one that is worth R20m!
Find out more...Critical Illness
These products are also known as Dread Disease Cover. Advances in medical care mean that more people can now survive illnesses once thought to be fatal. However, although many individuals lead relatively normal lives, they no longer enjoy the same mobility or good health. The best medical treatment can cost you and your diminished ability to work could force you to make severe lifestyle changes.
Find out more...Investments & Tax Free Accounts
When it comes to investing, it’s important to have a diverse portfolio. My expert knowledge and extensive investment options allow you to truly choose the very best products available to you. From low-risk, long-term investing to high-risk, short-term strategies we can mix it up or keep it conservative: investments completely tailored to who you are and where you want to go.
Find out more...Life Cover
You pay tax every month to the state, but what are you paying to provide for those that you love and care about after you have gone? Life cover should not be seen as a grudge purchase but rather as an investment into the future of your spouse and children. You work hard to provide for them now, that shouldn’t have to change in the future.
Find out more...Corporate Benefits
Group Life, Pensions and Provident Funds remain an essential part of a well run business. I will tailor your company’s pension and provident funds for you, using the most appropriate corporate providers to tender for the risk benefits and the retirement benefits separately – ensuring cost effective and customer specific corporate benefits.
Find out more...Business Assurance
Will your business survive if you are disabled, die or become impaired or what would the consequences be if this happened to one of your partners? Together we can design flexible and comprehensive solutions to meet your business assurance needs, utilising Key-Man policies and Buy-and-Sell agreements where appropriate.
Find out more...Medical Cover & Gap Cover
We are able to advise on a wide and diverse range of Medical Cover and Gap Cover products that will suit almost any budget. These products range from cover for basic hospital stays through to full, comprehensive medical aids that cover consultations with doctors, medication, glasses and other medical expenses.
Find out more..."Success is nothing more than a few simple disciplines, practiced every day."
– Jim Rohn -
Testimonials
What my clients have to say about me
"Mr Myles Protheroe (CFP) has been our Assurance and Financial Advisor since 2006.
He administered all of my retirement-related affairs (including the provision of a pension) when I retired in 2007, and he continues to assist and advise my wife and I with pension-related and other investments, which he personally administers. Since then, he has also become the Financial Advisor to both of our daughters.
Myles is constantly in touch with us whenever changing local and/or global economic conditions require adjustments to our portfolios, and we meet with him at least twice annually. He is contactable at all times and he makes us feel as though we are his only clients. Personal attention par excellence.
Although Myles is a thoroughly 'modern man', he fully understands the mindset of his more senior clients and so goes to great pains to see that their needs, preferences and idiosyncrasies are satisfied by the particular investment products which he recommends. In short, his priority before all else is to satisfy the client.
Myles is a solid man of impeccable integrity, and the trust which we have placed in him is well-founded.
We feel privileged to have been at the receiving end of Myles's knowledge, advice and friendship over the past decade."
~ Dr David Querido
"Action is the foundational key to all success."
– Pablo Picasso -
Contact Me Today
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